Fire · Flood · Structural Damage

We Buy Your Damaged Home.
Exactly As It Stands.

Fire damage. Flood damage. Mold. Structural issues. Most buyers walk away — and banks won't finance severe damage at all. We make fair cash offers on damaged properties without requiring a single repair or cleanup.

No judgment. Honest offer. Close in as little as 7 days.

Get a Cash Offer on Your Damaged Property

Describe the damage — Scott will assess honestly and give you a real number, fast.

100% private. No obligation. No pressure.

Dealing With a Damaged Property Is Overwhelming. You Shouldn't Have to Face It Alone.

Whether a fire tore through your home, a pipe burst and caused mold throughout the walls, or a storm took out the roof — the aftermath is exhausting. You're dealing with insurance adjusters, contractors giving wildly different repair estimates, and the reality that you may not have the money to fix it even if you wanted to.

Traditional buyers won't touch a heavily damaged property. And even if one did, their lender almost certainly won't finance it. You're left stuck — with a home you can't live in, can't repair, and seemingly can't sell.

That's exactly the situation Scott buys. He makes a fair, honest offer based on the property in its current state — and you don't have to spend a single dollar before selling.

Types of Damage We Buy

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Fire Damage

Minor smoke damage to major structural fire loss — we buy at any level of fire damage.

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Flood & Water Damage

Including mold, rot, warped floors, and compromised structural elements from water intrusion.

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Storm & Wind Damage

Roof damage, broken windows, siding loss, tree impact — any storm-related condition.

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Foundation & Structural

Settling, cracking, failing support beams, and other structural issues most buyers won't touch.

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Mold-Affected Homes

No remediation required before the sale. Scott factors the condition honestly into his offer.

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Vandalism & Neglect

Broken windows, stripped copper, deferred maintenance, and heavy wear — we buy it all.

Insurance Claim? No Claim? Either Way, Scott Can Help.

Whether you've filed a claim and received a payout, are still mid-claim, or have no coverage at all — Scott works with your situation. He gives an honest assessment of the property's cash value in its current state and can often work around pending insurance settlements. Just tell him what's happening and he'll advise on the cleanest path forward.

No repairs before the sale — ever

Scott's offer accounts for the damage. You spend zero on remediation, cleanup, or repairs. Sell it exactly as it stands today.

Cash buyers don't need lender approval

Banks frequently refuse to finance damaged properties, killing conventional deals at the last minute. Cash eliminates that risk entirely — no lender, no appraisal contingency, no financing falling through.

One visit. Fast offer. Flexible close.

Scott typically visits once, gives you a written offer within 24 hours, and can close in as few as 7 days — or on a longer timeline if you need more time.

Completely honest — no surprises at closing

The offer Scott gives you is what you receive. No hidden fees, no last-minute deductions, no agent commissions taken off the top. What he says is what you get.

"When someone calls me about a fire-damaged home, they're usually exhausted. They've been fighting with insurance, getting quotes they can't afford, and watching a property they can't use drain them. I give them a straight answer: here's what I can pay for it as-is, and here's how fast we can close. No runaround."

S
Scott Durham
Licensed Arizona Agent · 20+ Years in Arizona · (775) 351-9361

What a Damaged-Property Seller Said

★★★★★

"Our house had a fire in the kitchen that spread into the walls. The repair estimates were between $80,000 and $120,000 — money we didn't have. Our insurance covered part of it, but not enough. I called Scott, he came out the next day, was completely upfront about what he could offer and why, and we closed 10 days later. He was honest, respectful, and made a genuinely awful situation much more manageable."

R. & T. Vasquez — Phoenix, AZ
Sold fire-damaged home · Closed in 10 days

Damaged Property FAQ

Correct — not a single thing. Scott prices his offer based on the property in its current damaged state. You don't need to remediate mold, board up windows, remove debris, or do any cleanup. Sell it exactly as it is today.
Scott looks at what the property would be worth repaired, then estimates repair costs based on experience buying many damaged properties in Arizona. He subtracts those costs from his offer and adds his margin — then gives you the number honestly. He'll explain his reasoning so you can evaluate it fairly.
Yes, in many cases. It depends on the specifics of your policy and what rights you can transfer. Scott has worked with properties that have pending claims before. He can discuss your situation and sometimes the sale can be structured to accommodate the claim timeline. Always involve your insurance agent in the conversation.
Yes. Uninhabitable properties — whether due to fire, flood, structural failure, or any other reason — are exactly the type of property Scott specializes in. The more challenging the situation, the more likely a cash buyer is your only realistic option.
No remediation is required before the sale. Scott accounts for the mold situation in his offer. He has bought mold-affected homes before and knows what the remediation process involves — he won't be shocked or walk away because of it.
As fast as 7 days once title work is clear. Damaged properties sometimes have slightly more complex title situations (especially if there are insurance liens), but Scott's team handles that — most damaged-property sales close in 10–21 days.

Get a Fair Cash Offer on Your Damaged Property

No repairs. No remediation. Just a straight, honest offer for your home exactly as it stands.

Scott answers personally. No call center. Honest, no-pressure conversation.

Call Now Get My Offer →